Online Therapy for Fort Collins Residents

Telehealth therapy for Fort Collins and Larimer County, in-network with Health First Colorado through Northeast Health Partners and with major commercial plans.

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Telehealth therapy for Fort Collins, Colorado

Rocky Mountain Thrive has no physical location in Fort Collins. Therapy happens only over secure video, so you can meet your therapist from a campus apartment, a home office or any private spot with a good connection.

Larimer County is part of Region 2 of Health First Colorado, and we are in-network with the Region 2 organization, Northeast Health Partners. We also accept Aetna, Cigna and UnitedHealthcare/Optum.

At a Glance

Campus-friendly scheduling

Video visits fit around classes, labs and work shifts.

Region 2 since July 2025

Larimer County is served by Northeast Health Partners, and we are in-network.

Commercial plans

Aetna, Cigna and UnitedHealthcare/Optum are accepted after a check.

Larimer County changed Medicaid regions in 2025

If you have had Health First Colorado for a while, you may remember Rocky Mountain Health Plans as the organization behind your therapy benefits. The Colorado Department of Health Care Policy and Financing moved Larimer County to Northeast Health Partners (NHP) in July 2025 as part of the redesign of the program's regions. Older letters may still reflect the earlier arrangement.

We are in-network with NHP, so Fort Collins members can use Medicaid for online therapy. Outpatient therapy is generally covered without cost to the member, and you do not need a referral. Your assignment follows your primary care provider, so we check your card before scheduling. Our Northeast Health Partners page explains the details.

Insurance through CSU, an employer or on your own

Fort Collins has a large university and a busy employer base, which means coverage varies. We accept Aetna, Cigna and UnitedHealthcare/Optum, and we verify the plan before your first session.

If you are paying yourself, or coming from a plan we do not list, the Fees & Insurance page covers private pay and superbills.

A university town with a full calendar

Colorado State University gives Fort Collins a student rhythm, with exams, breaks and part-time jobs shaping the week. Graduate students, staff and long-time residents all lean on video visits that slide between obligations. Nothing about parking or crossing campus gets in the way.

Anxiety therapy, life transitions therapy and couples therapy are common starting points here. We also see teens ages 13 to 17, and you can browse the team to pick the therapist who fits.

Booking your first session from Fort Collins

The intake form asks for contact details, your insurance information and a few preferences. Once it arrives, our team confirms your benefits and gets in touch, usually inside 24 to 48 hours. You then complete paperwork two days before your first visit.

Students and staff on a campus schedule should mention their calendar at intake, since term dates and finals weeks affect availability. If you ever need to cancel, doing so more than a day ahead avoids a fee, and Medicaid members are never charged one.

Local supports and 988

If you are in crisis or thinking about suicide, call or text 988. Rocky Mountain Thrive cannot respond to emergencies.

SummitStone Health Partners is the community mental health center serving Larimer County, and the Larimer County Department of Human Services helps with benefits. Many people use those community options along with online therapy.

Ready to Start Therapy from Fort Collins?

Complete the online intake and we will verify your benefits.

Get Started

Insurance Accepted

UHC Optum insurance therapist in Fort Collins

Rocky Mountain Health Plans (RMHP) insurance therapist in Fort Collins

Important Financial Information

Please review our financial policies carefully before your first appointment

Verification of Benefits Process

We require all insurance information (both primary and secondary) to be uploaded as part of your appointment request. We verify benefits before confirming scheduling to ensure we accurately understand your coverage and can match you with the best-fit therapist for your needs.

Credit Card Required on File

We do require a credit card on file for all clients (even if you have Medicaid). The requirement is in case your insurance lapses we have a means to charge for the session. No charges are otherwise allowed for Medicaid. For commercial plans, we will charge the card on file if you have a co-pay.

Cancellation Policy

Appointments canceled within 24 hours or missed without notice will incur the full session fee (we do not charge a fee for Medicaid clients). More than two late cancellations or no-shows within a six-month period may result in termination of care, as consistent attendance is essential for providing ethical and medically necessary treatment.

Frequently Asked Questions

Yes. The state moved it from Rocky Mountain Health Plans to Northeast Health Partners in July 2025, and we are in-network with both organizations.

If you are enrolled in Health First Colorado and assigned to Region 2, yes. Upload your card and we will confirm.

No. All of our sessions are online, and none take place in Fort Collins.

NHP works with Rocky Mountain Health Plans on its behavioral health network. Your Health First Colorado app shows your assigned RAE.

Yes. Anywhere in Colorado works if you have a private place and a stable internet connection.

We do not list one, but send us the card and we will say whether it fits an in-network plan.

Medicaid covers family or couples sessions tied to your treatment. Commercial coverage varies, and we check it before booking.

Complete the online intake form and upload your card. We verify benefits and confirm an appointment.

Online Therapy for Fort Collins Residents

Telehealth therapy for Fort Collins, Colorado